Investing is simple, but not easy.
The key is to have patience and discipline.
Money is the most personal of assets. To delegate stewardship of an individuals assets to an investment manager for a fee implies a non-negotiable commitment on the manager’s part to conduct client affairs with the highest level of integrity. Investors choose to deal with an investment counselor because and are trustworthy and reliable.
Hybridge Investment Management practices a disciplined approach to investing that honours
principles that have stood the test of time.
It’s time in the market not timing the market.
Here’s how we do it –
Stay invested and avoid market timing.
Short-term market moves are difficult to predict so we don’t try
Over the past century stocks have gone up about 70% of the time, which means if you are out of the market, you are likely to be wrong seven out of ten times. Much better to stay in the market as you will be right 70% of the time, thus capturing all of the long-term appreciation.
Buy conservative and high quality investments.
Don’t speculate; conservation of capital is more important than trying for a quick profit.
The best way to preserve and grow wealth is to invest in well-managed, well-financed, large, established corporations that have demonstrated long-term growth in earnings. They are often the dominant players in their industry with strong leadership. Wise investors recognize them not as boring investments but rather as consistent moneymakers.
Buy growth at a reasonable price.
You can overpay for even the best companies so seek value in relation to a company’s earnings.
Choosing quality companies whose stock price is at somewhat less than the typical price to earnings level of its industry or of the market as a whole furnishes an element of downside insurance to the investment. Lots of money may be made in highly priced equities if things continue to go right but the downside can be equally great if earnings disappoint.
Invest tax efficiently.
What you keep is as important as what you make. Don’t engage in short term trading that simply pays the taxman before it pays you.
In taxable accounts deferring capital gains by avoiding excessive trading allows you to maximize your returns. Buy quality companies, and only sell for a very good reason, otherwise let the capital gains keep on growing.
Diversify your investments.
If you bet the farm and lose you have no way of making your money back.
No one has a crystal ball and no matter how good an investment looks today the world may pan out differently. Diversifying your portfolio will increase the stability and predictability of returns. Diversification can be achieved in many ways-by spreading equity investments among different industries, or different countries, or by investing in different asset classes of stocks, bonds, and cash deposits.
Maintain investment discipline.
A committed approach reduces the risk of making investment mistakes, especially where an out-of-favor investment style is abandoned by emotional capitulation.
One great advantage of employing a money manager - and delegating investment decisions to that firm - is the removal of emotional decisions from one’s personal money by substituting a more objective approach.
If you aren't willing to own a stock for 10 years, don't even think about owning it for 10 minutes.
Buffet (one potential quote)
Key Features of Our Service.
Our investment services that add up to exceptional value.
Separately managed account.
Portfolios are made up of individual securities rather than mutual funds or pooled funds so our clients have full transparency by always knowing what they own while. All securities owned are highly marketable so there is never an issue over liquidating an investment should funds be needed quickly.
Focus on after tax-efficiency.
Separately managed accounts typically have lower turnover than mutual funds thus minimizing the realization of capital gains, while specific tax loss selling can be implemented when necessary.
Fee-based.
We charge one simple fee for investment management services based on the value of the portfolio, aligning ourselves completely with its success. There are no up-front commissions, nor do we sell any other products for a commission.
Custodian and safekeeping service.
Client securities are kept safe and secure, held by a custodian. They provide a full recordkeeping service along with an annual tax package that will prove helpful during tax reporting time.
Discretionary.
We delegate day-to-day investment decisions to the most highly qualified professionals who have the knowledge and education to invest confidently. Our portfolio managers meet the most stringent licensing requirements in order to exercise discretionary trades. We keep our clients fully informed of our investment strategies in relation to their investment objectives, allowing them the time to pursue their other life interests.
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